Your personal home equity agent.
Less paperwork. Lower rates.
- Swap high-interest debt for lower-cost home equity.
- Works for you, not the bank.
- Free. No flood of calls.
- Won't touch your credit score.
Alauda is working on:
Paying down $60,000 of credit card debt
"Every bank is getting AI agents. Homeowners deserve one of their own."
Built by a team from Hudson River Trading, Meta, and Kimi.
How it works
- I
Tell it your goal. It figures out the rest.
Answer a few questions. Alauda looks up your home's value and works out what you can borrow against it.
- II
It finds your best option.
Every way to use your home equity, side by side, in plain English, including whether to wait. Then it pulls your paperwork together.
- III
It does the follow-up. You make the call.
Alauda chases what's missing, tracks your application and tells you what's next. Nothing goes to a bank until you say so.
On your side of the table.
No flood of calls.
We don't hand your number to a list of lenders.
Homeowners never pay Alauda.
We're paid by the lenders we work with.
Who pays us never changes the ranking.
Every comparison shows who pays us.
Waiting is an option.
If borrowing doesn't make sense yet, Alauda says so, and keeps watching.
FAQ
Questions, answered.
Homeowners never pay Alauda. We're paid by the lenders we work with, and that never changes the estimates or the ranking.
No. Alauda doesn't pull your credit report. A bank checks your credit only later, if you approve sending them your application.
The work you'd otherwise do yourself: looking up your numbers, comparing options, gathering paperwork, chasing missing documents and following up. You approve the decisions.
HELOCs, home equity loans, home equity investments and reverse mortgages. Today it handles the paperwork and follow-up for HELOCs.
No. Licensed partners handle the regulated steps. The bank sets your rate and terms and makes the credit decision.
We use it only to work on your goal, and share it with a bank only when you approve.